Home Valuation

Why Knowing The Value Of Your Home Is Important-And Why A Zillow Zestimate Is Not An Accurate Tool.

If you’re using a Zillow Zestimate to get an accurate home valuation, you may get a skewed result, which could then affect your home’s listing price. While Zillow has historically provided relatively accurate estimates based on the year the home was built, the number of bedrooms, square footage, and other quantitative data, they’ve recently changed their algorithm. Even when Zillow was fairly accurate, it still provided only an estimate as opposed to a true valuation done by an appraiser or Comparative Market Analysis. Here’s how to get an accurate home valuation and why relying on Zillow or similar sites is usually a bad idea. Outstanding client service, experienced business practices, and ingenious marketing strategies are what make our team the most trusted team in the area.Outstanding client service, experienced business practices, and ingenious marketing strategies is what makes our team the most trusted team in the area.


What is a Home Valuation?

A home valuation is just a fancy way of saying what the value of your home is. They are used during real estate transactions such as buy-sell or refinances to ensure homeowners or buyers are not overborrowing for a property. The home is used for collateral in a mortgage, and if the borrower defaults on his or her loan, the lender will sell the home to recoup the money lent to buy it. If the home was overvalued and they lent too much, they could lose money. The home valuation ensures they will be able to recoup costs should the mortgage not be paid in full.


What is a Zillow Zestimate?

A Zillow Zestimate is an automated home valuation tool and is recommended as a starting point when determining the value of your home. It incorporates user-submitted and public data and takes into account home facts, location, and market conditions. Zestimates are done entirely online, and no representative of Zillow will visit your home to perform an appraisal. Banks and lenders do not use Zillow or similar services to estimate property and instead rely on the expertise of a licensed appraiser. A Zestimate can be off by nearly 5% nearly 40% of the time in some markets, which amounts to around $15,000 on a $300,000 home.


What is the Main Difference Between a Zillow Zestimate and a Valuation Performed by an Agent?

The main difference between the two is that a Zillow Zestimate is simply an algorithm. You punch in data, and a value pops out. There is no actual human involved who views your home, compares it against others on the market, and produces a detailed report. When an agent conducts a valuation, they are actively involved in the process and create a valuation that is personalized and in-depth.

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Candace Love

The Rader Homes Team truly delivered top notch real estate services to me in selling my beloved home in The Woodlands. I interviewed several agents, and Brynn and Eric really stood out above the rest. My own sister is an experi...
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Brynn and Eric were very patient, professional, and knowledgeable in our home buying process! I've been a realtor in another state for 17 years and I've never encountered such outstanding agents in my professional or personal e...
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I've had 4 realtors over the years both buying and selling homes, and the Raders have gone above and beyond in every way when we sold our home with them. We moved internationally during the listing process, and the sale was one...
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Our home buying experience with The Raders was simply amazing. If you are looking for real estate agents who genuinely care, listen patiently, are honest and ethical, prioritize client communication and don't rest until their c...
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Reece D.

The Rader Home Team is the best in the game! We had a bad experience with our previous realtor and we interviewed several realtors in The Woodlands before selecting Eric and Brynn. Man was that the best decision we ever made. T...
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Brynn and Eric are the best realtors to work with. I met them while I was already talking with another realtor and it didn't take me long to realize I needed Brynn and Eric in my corner. I wasn't asked to do the leg work of fin...
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One of the greatest blessings was finding Brynn Rader and her husband Eric of the Rader Homes Team. I connected with her on one of the mom's groups of the Woodlands on Facebook and from day one she has been so kind and helpful....
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realtors are a dime a dozen in our area. But not these two. This team is the precious gem of the industry. They truly care about finding you the perfect fit and will go over and beyond to cater to your home buying needs. They t...
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Working with Brynn and Eric to buy our forever home was a fantastic experience. Brynn and Eric are not only extremely professional and knowledgeable about the real estate market but also are thorough, honest, kind, and patient....
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As first time homebuyers, it can be so difficult finding a house that suits your needs. Brynn did such an awesome job helping us along the way. She explained everything to us in detail and made sure we were happy and confident ...
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I've bought and sold many personal and investment properties, and at one time I was a real estate agent. Based on those experiences, I felt Brynn and Eric did a great job. Their online marketing is very good which was particula...
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Brynn and Eric were amazing. I was very hesitant to use an agent because I thought it would be less hassle doing it myself. After searching for the right home for our family for over a year and never finding anything, I was get...
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Brynn and Eric were exceptional negotiators and a pleasure to work with. They kept us constantly informed and knew exactly which levers to pull as they negotiated on our behalf. This was particularly important to us in such a c...
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Brynn and Eric are completely comprehensive in every aspect of real estate. You can’t ask for a better, more detailed, and more thorough team. They were quick to respond to any questions we had and always very informed and know...
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How is a Valuation Performed?

There are two accurate ways to perform home valuations: with a Comparative Market Analysis and an appraisal. ​​​​​​​Here is how the two differ:

Why is a Valuation Important?

Though getting a valuation in order to sell your home is the most common reason to get a home valuation, it’s not the only one. ​​​​​​​Here are some more situations when a home valuation may be necessary:

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